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Nippon India Mutual Fund · Debt: Banking and PSU
Nippon India Banking and PSU Debt Fund - Regular Plan - Growth Option
The scheme seeks to generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions.
Fixed IncomeBenchmark · CRISIL Banking and PSU Debt A-II IndexTER · 0.78%Inception · 15-05-2015
NAV
₹21.93
-0.16% · as of 12-10-2026
Since inception
7.11%
CAGR
Benchmark (inception)
6.64%
CAGR
Fund size
₹5,057 Cr
AUM
Expense ratio
0.78%
29-09-2026
Performance
Returns vs benchmark & category
Since inception: +7.11% CAGR vs benchmark +6.64%.
Portfolio
Where the money is invested
Top holdings
7.48% National Bk for Agriculture & Rural Dev.3.49%
7.68% NABARD Sr 24F NCD (MD 30/04/2029)3.39%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA3.38%
7.59% National Housing Bank (08/09/2027)2.53%
REC Ltd.2.44%
7.34% Small Industries Development Bk of India2.41%
7.8% Union Bank of India1.99%
Nuclear Power Corporation of India Ltd.1.95%
Power Finance Corporation Ltd.1.95%
91 Days Treasury Bill 03-Sep-20261.94%
Sector allocation
Not available.
Riskometer
LowVery High
Moderate
What if you'd SIP'd here?
@ 7.1% p.a.₹10,000
10 years
Projected value
₹17,51,683
Invested: ₹12,00,000
Gained: ₹5,51,683
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Pranay Sinha
Manager since fund inception data not available
ISIN & identifiers
AMFI code
134545
ISIN (Growth)
INF204KA1T56
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
UTI BankIng & PSU Fund Reg Gr
₹23.65
1Y
+5.6%
3Y
+7.2%
5Y
+7.5%
FranklIn India BankIng & PSU Debt Gr
₹24.14
1Y
+5.2%
3Y
+7.1%
5Y
+6.1%
Bandhan BankIng And PSU Fund Reg Gr
₹26.29
1Y
+4.9%
3Y
+6.8%
5Y
+5.9%
SBI Banking & PSU Debt Fund Reg Gr
₹3,313.51
1Y
+4.2%
3Y
+6.7%
5Y
+5.7%
LIC MF BankIng & PSU Debt Reg Gr
₹36.94
1Y
+4.1%
3Y
+6.7%
5Y
+5.7%
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