← Debt: Banking and PSU
Start this SIP →
Franklin Templeton Mutual Fund · Debt: Banking and PSU
FranklIn India BankIng & PSU Debt Fund - Growth
The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs)
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.49%Inception · 05-04-2014
NAV
₹24.14
-0.00% · as of 14-10-2026
Since inception
7.32%
CAGR
Benchmark (inception)
6.63%
CAGR
Fund size
₹565 Cr
AUM
Expense ratio
0.49%
29-09-2026
Performance
Returns vs benchmark & category
Since inception: +7.32% CAGR vs benchmark +6.63%.
Portfolio
Where the money is invested
Top holdings
7.66% Maharashtra SDL 20475.47%
7.56% India Infrastructure Finance Co Ltd (20-Mar-2028)5.30%
NCD AXIS BANK LTD.4.42%
NABARD4.40%
Mahindra & Mahindra Financial Services Ltd.4.34%
Canara Bank (15-Sep-2026)4.23%
HDFC BANK LTD - CD - 19/11/20264.17%
Small Industries Dev Bank of India4.16%
Indian Bank4.16%
Bank of Baroda4.14%
Sector allocation
Not available.
Riskometer
LowVery High
Low to Moderate
What if you'd SIP'd here?
@ 7.3% p.a.₹10,000
10 years
Projected value
₹17,72,413
Invested: ₹12,00,000
Gained: ₹5,72,413
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
C
Chandni Gupta, Anuj Tagra, Sandeep Manam
Manager since fund inception data not available
ISIN & identifiers
AMFI code
129006
ISIN (Growth)
INF090I01KO5
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
UTI BankIng & PSU Fund Reg Gr
₹23.65
1Y
+5.6%
3Y
+7.2%
5Y
+7.5%
Bandhan BankIng And PSU Fund Reg Gr
₹26.29
1Y
+4.9%
3Y
+6.8%
5Y
+5.9%
SBI Banking & PSU Debt Fund Reg Gr
₹3,313.51
1Y
+4.2%
3Y
+6.7%
5Y
+5.7%
LIC MF BankIng & PSU Debt Reg Gr
₹36.94
1Y
+4.1%
3Y
+6.7%
5Y
+5.7%
ICICI Pru Banking and PSU Debt Fund Reg Gr
₹34.75
1Y
+4.1%
3Y
+6.6%
5Y
+6.1%
Want a personalised recommendation?
Our team will tell you whether this fund fits your goals, allocation and risk profile — and suggest peers if it doesn't.