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Franklin Templeton Mutual Fund · Debt: Banking and PSU
FranklIn India BankIng & PSU Debt Fund - Growth
The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs)
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.49%Inception · 05-04-2014
NAV
₹23.88
-0.10% · as of 14-07-2026
Since inception
7.38%
CAGR
Benchmark (inception)
6.82%
CAGR
Fund size
₹584 Cr
AUM
Expense ratio
0.49%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +7.38% CAGR vs benchmark +6.82%.
Portfolio
Where the money is invested
Top holdings
7.66% Maharashtra SDL 20475.33%
7.56% India Infrastructure Finance Co Ltd (20-Mar-2028)5.22%
Union Bank of India (12/03/2027)4.85%
Call, Cash & Other Assets4.54%
7.48% Housing & Urban Development Corporation Limited (20/08/2026)4.53%
National Bank for Agriculture and Rural Development4.52%
NCD AXIS BANK LTD.4.38%
Mahindra & Mahindra Financial Services Ltd.4.31%
Union Bank of India (01/06/2026)4.29%
Indian Oil Corporation Ltd (12-Jun-2026) @4.28%
Sector allocation
Not available.
Riskometer
LowVery High
Low to Moderate
What if you'd SIP'd here?
@ 7.4% p.a.₹10,000
10 years
Projected value
₹17,78,392
Invested: ₹12,00,000
Gained: ₹5,78,392
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
C
Chandni Gupta, Anuj Tagra & Sandeep Manam
Manager since fund inception data not available
ISIN & identifiers
AMFI code
129006
ISIN (Growth)
INF090I01KO5
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
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