← Debt: Banking and PSU
Start this SIP →
UTI Mutual Fund · Debt: Banking and PSU
UTI BankIng & PSU Fund- Regular Plan - Growth Option
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.47%Inception · 05-01-2014
NAV
₹23.28
+0.02% · as of 10-07-2026
Since inception
7.02%
CAGR
Benchmark (inception)
6.82%
CAGR
Fund size
₹1,226 Cr
AUM
Expense ratio
0.47%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +7.02% CAGR vs benchmark +6.82%.
Portfolio
Where the money is invested
Top holdings
Canara Bank 6.98%
Kotak Mahindra Bank Ltd.5.87%
Union Bank of India (19-Jan-2027)5.82%
7.59% National Housing Bank (08/09/2027)4.88%
NCD AXIS BANK LTD.4.47%
7.38% Government of India4.13%
Small Industries Development Bank of India4.07%
7.45% Export Import Bank of India4.06%
National Bk for Agriculture & Rural Dev. 3.88%
CP POONAWALLA FINCORP LTD.3.86%
Sector allocation
Not available.
Riskometer
LowVery High
Moderate
What if you'd SIP'd here?
@ 7.0% p.a.₹10,000
10 years
Projected value
₹17,42,891
Invested: ₹12,00,000
Gained: ₹5,42,891
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Anurag Mittal
Manager since fund inception data not available
ISIN & identifiers
AMFI code
126939
ISIN (Growth)
INF789F014Z9
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
FranklIn India BankIng & PSU Debt Gr
₹23.90
1Y
+5.8%
3Y
+7.2%
5Y
+6.1%
Bandhan BankIng And PSU Fund Reg Gr
₹26.09
1Y
+5.3%
3Y
+6.9%
5Y
+6.0%
ICICI Pru BankIng And PSU Debt Gr
₹34.70
1Y
+5.3%
3Y
+7.2%
5Y
+6.5%
Kotak BankIng And PSU Debt Gr
₹69.31
1Y
+5.3%
3Y
+7.1%
5Y
+6.3%
Axis BankIng & PSU Debt Reg Gr
₹2,785.81
1Y
+5.0%
3Y
+6.9%
5Y
+5.9%
Want a personalised recommendation?
Our team will tell you whether this fund fits your goals, allocation and risk profile — and suggest peers if it doesn't.