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UTI Mutual Fund · Debt: Banking and PSU
UTI BankIng & PSU Fund- Regular Plan - Growth Option
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.47%Inception · 05-01-2014
NAV
₹23.65
-0.01% · as of 14-10-2026
Since inception
7.00%
CAGR
Benchmark (inception)
6.63%
CAGR
Fund size
₹1,448 Cr
AUM
Expense ratio
0.47%
29-09-2026
Performance
Returns vs benchmark & category
Since inception: +7.00% CAGR vs benchmark +6.63%.
Portfolio
Where the money is invested
Top holdings
Canara Bank 10.05%
Union Bank of India (19-Jan-2027)8.76%
ICICI Bank Limited6.49%
NCD AXIS BANK LTD.5.01%
7.38% Government of India4.62%
Axis Bank Ltd.4.38%
National Bk for Agriculture & Rural Dev. 4.37%
CP POONAWALLA FINCORP LTD.4.36%
Small Industries Development Bank of India4.35%
HDFC Bank Limited (05/03/2027) 4.34%
Sector allocation
Not available.
Riskometer
LowVery High
Moderate
What if you'd SIP'd here?
@ 7.0% p.a.₹10,000
10 years
Projected value
₹17,40,945
Invested: ₹12,00,000
Gained: ₹5,40,945
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Anurag Mittal
Manager since fund inception data not available
ISIN & identifiers
AMFI code
126939
ISIN (Growth)
INF789F014Z9
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
FranklIn India BankIng & PSU Debt Gr
₹24.14
1Y
+5.2%
3Y
+7.1%
5Y
+6.1%
Bandhan BankIng And PSU Fund Reg Gr
₹26.29
1Y
+4.9%
3Y
+6.8%
5Y
+5.9%
SBI Banking & PSU Debt Fund Reg Gr
₹3,313.51
1Y
+4.2%
3Y
+6.7%
5Y
+5.7%
LIC MF BankIng & PSU Debt Reg Gr
₹36.94
1Y
+4.1%
3Y
+6.7%
5Y
+5.7%
ICICI Pru Banking and PSU Debt Fund Reg Gr
₹34.75
1Y
+4.1%
3Y
+6.6%
5Y
+6.1%
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