← Debt: Banking and PSU
Start this SIP →
SBI Mutual Fund · Debt: Banking and PSU
SBI Banking & PSU Debt Fund - Regular Paln - Growth
The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.80%Inception · 09-10-2009
NAV
₹3,307.39
+0.04% · as of 18-09-2026
Since inception
7.31%
CAGR
Benchmark (inception)
6.90%
CAGR
Fund size
₹3,870 Cr
AUM
Expense ratio
0.80%
30-08-2026
Performance
Returns vs benchmark & category
Since inception: +7.31% CAGR vs benchmark +6.90%.
Portfolio
Where the money is invested
Top holdings
HDFC Bank Limited (12/03/2027)5.40%
Union Bank of India (16-Mar-2027)4.80%
6.95% State Government of Madhya Pradesh 20304.78%
Small Industries Development Bank of India4.71%
Power Grid Corporation of India Ltd.4.68%
7.74% State Government of Tamil Nadu 20364.49%
ONGC Petro Additions Ltd.4.42%
GAIL (India) Ltd.4.42%
6.94% GOI (MD 11/05/2036)3.83%
India Infrastructure Finance Company Ltd.3.72%
Sector allocation
Not available.
Riskometer
LowVery High
Moderate
What if you'd SIP'd here?
@ 7.3% p.a.₹10,000
10 years
Projected value
₹17,71,419
Invested: ₹12,00,000
Gained: ₹5,71,419
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Ardhendhu Bhattacharya
Manager since fund inception data not available
ISIN & identifiers
AMFI code
125498
ISIN (Growth)
INF200K01U41
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
FranklIn India BankIng & PSU Debt Gr
₹24.14
1Y
+6.1%
3Y
+7.2%
5Y
+6.1%
UTI BankIng & PSU Fund Reg Gr
₹23.57
1Y
+5.9%
3Y
+7.2%
5Y
+7.5%
Bandhan BankIng And PSU Fund Reg Gr
₹26.29
1Y
+5.5%
3Y
+6.8%
5Y
+5.9%
ICICI Pru Banking and PSU Debt Fund Reg Gr
₹34.91
1Y
+5.4%
3Y
+6.9%
5Y
+6.2%
Kotak BankIng And PSU Debt Gr
₹69.61
1Y
+5.3%
3Y
+6.9%
5Y
+6.0%
Want a personalised recommendation?
Our team will tell you whether this fund fits your goals, allocation and risk profile — and suggest peers if it doesn't.