← Debt: Banking and PSU
Start this SIP →
LIC Mutual Fund · Debt: Banking and PSU
LIC MF BankIng & PSU Fund-Regular Plan-Growth
The fund seeks to generate reasonable return with low risk and high liquidity from a portfolio of debt and money market instruments
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.65%Inception · 30-05-2007
NAV
₹36.94
-0.10% · as of 14-10-2026
Since inception
6.97%
CAGR
Benchmark (inception)
6.63%
CAGR
Fund size
₹1,598 Cr
AUM
Expense ratio
0.65%
29-09-2026
Performance
Returns vs benchmark & category
Since inception: +6.97% CAGR vs benchmark +6.63%.
Portfolio
Where the money is invested
Top holdings
8.37% National Highways Authority of India5.73%
7.34% Small Industries Development Bk of India4.54%
Canara Bank 3.87%
8.14% Nuclear Power Corporation3.35%
8.09% NLC India Ltd.3.32%
7.48% National Bk for Agriculture & Rural Dev.2.85%
7.83% Small Industries Development Bk of India2.84%
7.43% Jamnagar Utilities & Power Pvt. Ltd.2.80%
7.05% Jio Credit Ltd.2.80%
6.9% Government of India2.78%
Sector allocation
Not available.
Riskometer
LowVery High
Moderate
What if you'd SIP'd here?
@ 7.0% p.a.₹10,000
10 years
Projected value
₹17,38,030
Invested: ₹12,00,000
Gained: ₹5,38,030
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
P
Pratik Shroff, Rahul Singh
Manager since fund inception data not available
ISIN & identifiers
AMFI code
105823
ISIN (Growth)
INF767K01535
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
UTI BankIng & PSU Fund Reg Gr
₹23.65
1Y
+5.6%
3Y
+7.2%
5Y
+7.5%
FranklIn India BankIng & PSU Debt Gr
₹24.14
1Y
+5.2%
3Y
+7.1%
5Y
+6.1%
Bandhan BankIng And PSU Fund Reg Gr
₹26.29
1Y
+4.9%
3Y
+6.8%
5Y
+5.9%
SBI Banking & PSU Debt Fund Reg Gr
₹3,313.51
1Y
+4.2%
3Y
+6.7%
5Y
+5.7%
ICICI Pru Banking and PSU Debt Fund Reg Gr
₹34.75
1Y
+4.1%
3Y
+6.6%
5Y
+6.1%
Want a personalised recommendation?
Our team will tell you whether this fund fits your goals, allocation and risk profile — and suggest peers if it doesn't.