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DSP Mutual Fund · Debt: Banking and PSU
DSP BankIng & PSU Debt Fund - Regular Plan - Growth
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.61%Inception · 05-09-2013
NAV
₹25.22
-0.11% · as of 14-10-2026
Since inception
7.32%
CAGR
Benchmark (inception)
6.63%
CAGR
Fund size
₹2,590 Cr
AUM
Expense ratio
0.61%
29-09-2026
Performance
Returns vs benchmark & category
Since inception: +7.32% CAGR vs benchmark +6.63%.
Portfolio
Where the money is invested
Top holdings
7.68% NABARD Sr 24F NCD (MD 30/04/2029)5.43%
7.24% CGL 20554.62%
6.9% Government of India3.57%
7.35% Bharti Telecom Limited (15/10/2027)3.16%
GAIL (India) Ltd.3.15%
7.45% Bharti Telecom Limited (15/12/2028)3.12%
7.08% State Government of Haryana 20393.11%
7.70% HDFC Bank Limited (16/05/2028)3.08%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA3.07%
Small Industries Development Bank of India3.05%
Sector allocation
Not available.
Riskometer
LowVery High
Moderate
What if you'd SIP'd here?
@ 7.3% p.a.₹10,000
10 years
Projected value
₹17,72,413
Invested: ₹12,00,000
Gained: ₹5,72,413
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
S
Shantanu Godambe, Sandeep Yadav
Manager since fund inception data not available
ISIN & identifiers
AMFI code
124172
ISIN (Growth)
INF740K01ZP6
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
UTI BankIng & PSU Fund Reg Gr
₹23.65
1Y
+5.6%
3Y
+7.2%
5Y
+7.5%
FranklIn India BankIng & PSU Debt Gr
₹24.14
1Y
+5.2%
3Y
+7.1%
5Y
+6.1%
Bandhan BankIng And PSU Fund Reg Gr
₹26.29
1Y
+4.9%
3Y
+6.8%
5Y
+5.9%
SBI Banking & PSU Debt Fund Reg Gr
₹3,313.51
1Y
+4.2%
3Y
+6.7%
5Y
+5.7%
LIC MF BankIng & PSU Debt Reg Gr
₹36.94
1Y
+4.1%
3Y
+6.7%
5Y
+5.7%
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