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DSP Mutual Fund · Debt: Banking and PSU
DSP BankIng & PSU Debt Fund - Regular Plan - Growth
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.59%Inception · 05-09-2013
NAV
₹25.28
+0.05% · as of 15-07-2026
Since inception
7.48%
CAGR
Benchmark (inception)
6.82%
CAGR
Fund size
₹3,304 Cr
AUM
Expense ratio
0.59%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +7.48% CAGR vs benchmark +6.82%.
Portfolio
Where the money is invested
Top holdings
7.24% CGL 20554.32%
7.68% NABARD Sr 24F NCD (MD 30/04/2029)3.71%
6.9% Government of India3.64%
Small Industries Development Bank of India3.09%
7.35% Bharti Telecom Limited (15/10/2027)3.06%
GAIL (India) Ltd.3.04%
7.45% Bharti Telecom Limited (15/12/2028)2.99%
7.70% HDFC Bank Limited (16/05/2028)2.96%
7.08% State Government of Haryana 20392.96%
7.39% Indian Railway Finance Corporation Limited (15/07/2034)2.93%
Sector allocation
Not available.
Riskometer
LowVery High
Moderate
What if you'd SIP'd here?
@ 7.5% p.a.₹10,000
10 years
Projected value
₹17,88,412
Invested: ₹12,00,000
Gained: ₹5,88,412
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
S
Shantanu Godambe, Sandeep Yadav
Manager since fund inception data not available
ISIN & identifiers
AMFI code
124172
ISIN (Growth)
INF740K01ZP6
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
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