← Debt: Banking and PSU
Start this SIP →
SBI Mutual Fund · Debt: Banking and PSU
SBI BankIng & PSU Fund - Regular Paln - Growth
The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.77%Inception · 09-10-2009
NAV
₹3,286.98
-0.17% · as of 14-07-2026
Since inception
7.35%
CAGR
Benchmark (inception)
6.82%
CAGR
Fund size
₹3,976 Cr
AUM
Expense ratio
0.77%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +7.35% CAGR vs benchmark +6.82%.
Portfolio
Where the money is invested
Top holdings
TREPS5.88%
Punjab National Bank5.41%
HDFC Bank Limited (12/03/2027)5.36%
Bank of Baroda4.81%
Union Bank of India (16-Mar-2027)4.77%
Power Grid Corporation of India Ltd.4.65%
ONGC Petro Additions Ltd.4.42%
GAIL (India) Ltd.4.40%
6.9% Government of India4.11%
India Infrastructure Finance Company Ltd.3.66%
Sector allocation
Not available.
Riskometer
LowVery High
Moderate
What if you'd SIP'd here?
@ 7.3% p.a.₹10,000
10 years
Projected value
₹17,75,399
Invested: ₹12,00,000
Gained: ₹5,75,399
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Ardhendhu Bhattacharya
Manager since fund inception data not available
ISIN & identifiers
AMFI code
125498
ISIN (Growth)
INF200K01U41
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
Want a personalised recommendation?
Our team will tell you whether this fund fits your goals, allocation and risk profile — and suggest peers if it doesn't.