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Nippon India Mutual Fund · Debt: Banking and PSU
Nippon India BankIng & PSU Fund- Growth Plan- Growth Option
The scheme seeks to generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions.
Fixed IncomeBenchmark · CRISIL Banking and PSU Debt A-II IndexTER · 0.77%Inception · 10-05-2015
NAV
₹21.88
-0.23% · as of 14-07-2026
Since inception
7.25%
CAGR
Benchmark (inception)
6.82%
CAGR
Fund size
₹5,152 Cr
AUM
Expense ratio
0.77%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +7.25% CAGR vs benchmark +6.82%.
Portfolio
Where the money is invested
Top holdings
7.59% National Housing Bank (08/09/2027)3.49%
7.68% NABARD Sr 24F NCD (MD 30/04/2029)3.38%
Triparty Repo3.01%
7.48% National Bk for Agriculture & Rural Dev.2.99%
Net Current Assets2.63%
Small Industries Development Bank of India2.50%
REC Ltd.2.42%
7.34% Small Industries Development Bk of India2.40%
7.57% Indian Railway Finance Corporation Ltd.2.32%
6.68% Government of India2.11%
Sector allocation
Not available.
Riskometer
LowVery High
Moderate
What if you'd SIP'd here?
@ 7.3% p.a.₹10,000
10 years
Projected value
₹17,65,469
Invested: ₹12,00,000
Gained: ₹5,65,469
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
P
Pranay Sinha, Vivek Sharma
Manager since fund inception data not available
ISIN & identifiers
AMFI code
134545
ISIN (Growth)
INF204KA1T56
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
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