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Retirement Fund
UTI Mutual Fund
UTI Mutual Fund · Retirement Fund

UTI Retirement Fund - Regular Plan

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Mixed AssetBenchmark · CRISIL Short Term Debt Hybrid 60+40 IndexTER · 1.61%Inception · 26-12-1994
NAV
50.90
+0.07% · as of 13-07-2026
Since inception
9.56%
CAGR
Benchmark (inception)
11.17%
CAGR
Fund size
₹4,607 Cr
AUM
Expense ratio
1.61%
31-05-2026
Performance

Returns vs benchmark & category

Since inception: +9.56% CAGR vs benchmark +11.17%.

Portfolio

Where the money is invested

Top holdings

NET CURRENT ASSETS11.23%
7.18% Government of India6.89%
6.68% Government of India3.48%
7.32% Government of India3.11%
HDFC BANK LIMITED EQ NEW FV RE. 1/-2.88%
7.24% CGL 20552.59%
ICICI BANK LIMITED EQ NEW FV RS. 2/-2.43%
INFOSYS LIMITED EQ FV RS 51.91%
7.60% Power Finance Corporation Limited (25/08/2033)1.61%
6.28% GOI (MD 14/07/2032)1.58%

Sector allocation

Financial Services10.66%
Information Technology3.69%
Healthcare2.66%
Oil, Gas & Consumable Fuels2.39%
Automobile and Auto Components2.15%
Fast Moving Consumer Goods2.09%
Telecommunication2.04%
Construction1.91%
Power1.68%
Consumer Services1.14%
Riskometer
LowVery High
High

What if you'd SIP'd here?

@ 9.6% p.a.
₹10,000
10 years
Projected value
₹20,13,532
Invested: ₹12,00,000
Gained: ₹8,13,532
Start this SIP →

Illustration based on fund's since-inception return. Past performance is not indicative of future returns.

Risk Analysis

How this fund manages risk

Fund manager
M
Mr. Anurag Mittal, Mr. V Srivatsa
Manager since fund inception data not available
ISIN & identifiers
AMFI code
100682
ISIN (Growth)
INF789F1AA56
ISIN (Div Re-inv)
Status
Open Ended Schemes
Peers

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