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Union Mutual Fund · Retirement Fund
Union Retirement Fund - Regular Plan - Growth Option
The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
Mixed AssetBenchmark · BSE 500 TRITER · 2.69%Inception · 22-09-2022
NAV
₹15.81
-0.44% · as of 14-10-2026
Since inception
13.19%
CAGR
Benchmark (inception)
11.87%
CAGR
Fund size
₹207 Cr
AUM
Expense ratio
2.69%
29-09-2026
Performance
Returns vs benchmark & category
Since inception: +13.19% CAGR vs benchmark +11.87%.
Portfolio
Where the money is invested
Top holdings
ICICI BANK LIMITED EQ NEW FV RS. 2/-6.00%
HDFC BANK LIMITED EQ NEW FV RE. 1/-5.41%
RELIANCE INDUSTRIES LIMITED EQ2.51%
Multi Commodity Exchange of India L2.48%
SOLAR INDUSTRIES INDIA LIMITED EQ NEW FV RS. 2/-2.40%
STATE BANK OF INDIA EQ NEW RE. 1/-2.24%
Ami Organics Limited2.05%
GE T&D INDIA LIMITED EQ NEW RS. 2/-2.04%
NTPC LIMITED EQ1.99%
S.J.S. ENTERPRISES LIMITED EQ1.94%
Sector allocation
Financial Services29.18%
Capital Goods11.29%
Automobile and Auto Components9.45%
Healthcare7.40%
Consumer Services5.58%
Chemicals5.20%
Consumer Durables5.15%
Fast Moving Consumer Goods4.39%
Information Technology4.22%
Metals & Mining2.70%
Riskometer
LowVery High
Very High
What if you'd SIP'd here?
@ 13.2% p.a.₹10,000
10 years
Projected value
₹24,95,239
Invested: ₹12,00,000
Gained: ₹12,95,239
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Pratik Dharmshi & Mr. Pratit Vajani
Manager since fund inception data not available
ISIN & identifiers
AMFI code
150552
ISIN (Growth)
INF582M01IM1
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
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