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Tata Mutual Fund · Retirement Fund
Tata Retirement SavIngs Fund- Conservative Plan-Regular Plan-Growth Option
To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.
Mixed AssetBenchmark · CRISIL Short Term Debt Hybrid 75+25 IndexTER · 2.12%Inception · 01-11-2011
NAV
₹32.88
+0.50% · as of 10-07-2026
Since inception
8.43%
CAGR
Benchmark (inception)
9.61%
CAGR
Fund size
₹166 Cr
AUM
Expense ratio
2.12%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +8.43% CAGR vs benchmark +9.61%.
Portfolio
Where the money is invested
Top holdings
6.79% Government of India20.78%
7.17% Government of India9.19%
7.38% Government of India9.16%
6.36% GOI 2031 (16-Feb-2031)8.88%
6.40% Jamnagar Utilities & Power Private Limited (29/09/2026)5.99%
7.36% Government of India (12/09/2052)5.86%
6.9% Government of India5.44%
Shivshakti Securitisation Trust PTC ISD 150925 MAT 2809292.94%
C) REPO1.82%
SOLAR INDUSTRIES INDIA LIMITED EQ NEW FV RS. 2/-1.58%
Sector allocation
Financial Services8.31%
Fast Moving Consumer Goods5.07%
Oil, Gas & Consumable Fuels2.92%
Capital Goods2.72%
Consumer Durables1.76%
Chemicals1.58%
Consumer Services1.10%
Information Technology1.03%
Healthcare1.01%
Automobile and Auto Components0.93%
Riskometer
LowVery High
Moderately High
What if you'd SIP'd here?
@ 8.4% p.a.₹10,000
10 years
Projected value
₹18,87,171
Invested: ₹12,00,000
Gained: ₹6,87,171
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
S
Sonam Udasi, Murthy Nagarajan
Manager since fund inception data not available
ISIN & identifiers
AMFI code
115944
ISIN (Growth)
INF277K01FI6
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
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