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SBI Mutual Fund · Retirement Fund
SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth
The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However there can be no assurance that the investment objective of the Scheme will be realized.
Mixed AssetBenchmark · CRISIL Hybrid 85+15 Conservative IndexTER · 1.38%Inception · 05-02-2021
NAV
₹14.62
+0.18% · as of 15-07-2026
Since inception
7.22%
CAGR
Benchmark (inception)
9.59%
CAGR
Fund size
₹145 Cr
AUM
Expense ratio
1.38%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +7.22% CAGR vs benchmark +9.59%.
Portfolio
Where the money is invested
Top holdings
TREPS17.79%
6.9% Government of India15.55%
Bharat Sanchar Nigam Ltd.6.83%
NABARD6.82%
7.43% CGL 20766.68%
Government of India (25/11/2074)6.37%
Summit Digitel Infrastructure Pvt. Ltd.5.11%
Torrent Power Ltd.3.48%
Muthoot Finance Ltd.3.45%
Cholamandalam Investment & Finance Co. Ltd.3.45%
Sector allocation
Financial Services5.65%
Automobile and Auto Components2.34%
Capital Goods2.03%
Consumer Services1.35%
Oil, Gas & Consumable Fuels1.05%
Consumer Durables0.99%
Information Technology0.99%
Construction Materials0.95%
Construction0.86%
Realty0.72%
Riskometer
LowVery High
Moderately High
What if you'd SIP'd here?
@ 7.2% p.a.₹10,000
10 years
Projected value
₹17,62,504
Invested: ₹12,00,000
Gained: ₹5,62,504
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Rohit Shimpi, Mr. Ardhendu Bhattacharya
Manager since fund inception data not available
ISIN & identifiers
AMFI code
148696
ISIN (Growth)
INF200KA1T13
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
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