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Nippon India Mutual Fund · Retirement Fund
Nippon India Retirement Fund- Income Generation Scheme-Growth Plan - Growth Option
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Mixed AssetBenchmark · CRISIL Hybrid 85+15 Conservative IndexTER · 2.05%Inception · 05-02-2015
NAV
₹20.38
+0.18% · as of 15-07-2026
Since inception
6.42%
CAGR
Benchmark (inception)
9.59%
CAGR
Fund size
₹144 Cr
AUM
Expense ratio
2.05%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +6.42% CAGR vs benchmark +9.59%.
Portfolio
Where the money is invested
Top holdings
7.06% Government of India30.40%
6.68% Government of India16.75%
8.13% INDIA GOVERNMENT 22-JUN-4515.88%
Triparty Repo8.67%
Government of India (01/12/2044)4.93%
ICICI BANK LIMITED EQ NEW FV RS. 2/-2.68%
STATE BANK OF INDIA EQ NEW RE. 1/-2.05%
RELIANCE INDUSTRIES LIMITED EQ1.69%
8.3% Government of India1.64%
HDFC BANK LIMITED EQ NEW FV RE. 1/-1.59%
Sector allocation
Financial Services7.96%
Automobile and Auto Components2.13%
Oil, Gas & Consumable Fuels1.69%
Capital Goods1.51%
Construction1.37%
Power1.31%
Information Technology1.24%
Consumer Durables1.01%
Consumer Services0.77%
Healthcare0.43%
Riskometer
LowVery High
Moderately High
What if you'd SIP'd here?
@ 6.4% p.a.₹10,000
10 years
Projected value
₹16,85,659
Invested: ₹12,00,000
Gained: ₹4,85,659
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
P
Pranay Sinha, Ritesh Rathod
Manager since fund inception data not available
ISIN & identifiers
AMFI code
133572
ISIN (Growth)
INF204KA1C22
ISIN (Div Re-inv)
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Status
Open Ended Schemes
Peers
Other Retirement Fund funds
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