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Nippon India Mutual Fund · Retirement Fund
Nippon India Retirement Fund- Income Generation Scheme-Growth Plan - Growth Option
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Mixed AssetBenchmark · CRISIL Hybrid 85+15 Conservative IndexTER · 2.11%Inception · 05-02-2015
NAV
₹20.43
-0.15% · as of 28-08-2026
Since inception
6.37%
CAGR
Benchmark (inception)
9.55%
CAGR
Fund size
₹144 Cr
AUM
Expense ratio
2.11%
31-07-2026
Performance
Returns vs benchmark & category
Since inception: +6.37% CAGR vs benchmark +9.55%.
Portfolio
Where the money is invested
Top holdings
7.06% Government of India30.40%
6.68% Government of India16.75%
8.13% INDIA GOVERNMENT 22-JUN-4515.88%
Triparty Repo8.67%
Government of India (01/12/2044)4.93%
ICICI BANK LIMITED EQ NEW FV RS. 2/-2.68%
STATE BANK OF INDIA EQ NEW RE. 1/-2.05%
RELIANCE INDUSTRIES LIMITED EQ1.69%
8.3% Government of India1.64%
HDFC BANK LIMITED EQ NEW FV RE. 1/-1.59%
Sector allocation
Financial Services7.96%
Automobile and Auto Components2.13%
Oil, Gas & Consumable Fuels1.69%
Capital Goods1.51%
Construction1.37%
Power1.31%
Information Technology1.24%
Consumer Durables1.01%
Consumer Services0.77%
Healthcare0.43%
Riskometer
LowVery High
Moderately High
What if you'd SIP'd here?
@ 6.4% p.a.₹10,000
10 years
Projected value
₹16,80,996
Invested: ₹12,00,000
Gained: ₹4,80,996
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
P
Pranay Sinha, Ritesh Rathod
Manager since fund inception data not available
ISIN & identifiers
AMFI code
133572
ISIN (Growth)
INF204KA1C22
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
ABSL Retrmnt The 30s Reg Gr
₹23.10
1Y
+17.2%
3Y
+16.1%
5Y
+12.2%
ICICI Pru Retrmnt Pure Equity Gr
₹35.73
1Y
+12.7%
3Y
+20.4%
5Y
+19.3%
ICICI Pru Retrmnt Hybrid Ag Gr
₹28.61
1Y
+12.5%
3Y
+18.0%
5Y
+14.9%
Tata Retrmnt SavIngs Reg ProGressive Gr
₹70.42
1Y
+10.6%
3Y
+13.4%
5Y
+10.8%
Union Retirement Fund Reg Gr
₹16.84
1Y
+9.9%
3Y
+13.5%
5Y
+0.0%
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