← Retirement Fund
Start this SIP →
HDFC Mutual Fund · Retirement Fund
HDFC Retirement SavIngs Fund - Hybrid-Equity Plan - Growth Option
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Mixed AssetBenchmark · NIFTY 50 Hybrid Composite Debt 65:35 IndexTER · 2.08%Inception · 01-02-2016
NAV
₹37.48
+0.87% · as of 10-07-2026
Since inception
13.58%
CAGR
Benchmark (inception)
11.91%
CAGR
Fund size
₹1,592 Cr
AUM
Expense ratio
2.08%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +13.58% CAGR vs benchmark +11.91%.
Portfolio
Where the money is invested
Top holdings
TREPS - Tri-party Repo9.70%
HDFC BANK LIMITED EQ NEW FV RE. 1/-5.61%
ICICI BANK LIMITED EQ NEW FV RS. 2/-5.52%
7.93% Bajaj Finance Limited (02/05/2034)4.34%
RELIANCE INDUSTRIES LIMITED EQ3.73%
AXIS BANK LIMITED EQ NE FV RS. 2/-3.23%
Kotak Mahindra Bank Limited3.14%
STATE BANK OF INDIA EQ NEW RE. 1/-3.03%
MARUTI SUZUKI INDIA LIMITED EQ2.47%
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-2.30%
Sector allocation
Financial Services27.39%
Information Technology6.65%
Automobile and Auto Components6.61%
Healthcare4.96%
Oil, Gas & Consumable Fuels4.93%
Capital Goods4.55%
Power2.67%
Fast Moving Consumer Goods2.63%
Construction2.53%
Telecommunication2.30%
Riskometer
LowVery High
Very High
What if you'd SIP'd here?
@ 13.6% p.a.₹10,000
10 years
Projected value
₹25,54,833
Invested: ₹12,00,000
Gained: ₹13,54,833
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Anupam Joshi, Mr. Arun Agarwal, Mr. Srinivasan Ramamurthy, Ms. Nandita Menezes
Manager since fund inception data not available
ISIN & identifiers
AMFI code
136463
ISIN (Growth)
INF179KB1MI4
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
Want a personalised recommendation?
Our team will tell you whether this fund fits your goals, allocation and risk profile — and suggest peers if it doesn't.