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HDFC Mutual Fund · Retirement Fund
HDFC Retirement SavIngs Fund - Hybrid-Equity Plan - Growth Option
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Mixed AssetBenchmark · NIFTY 50 Hybrid Composite Debt 65:35 IndexTER · 2.12%Inception · 01-02-2016
NAV
₹37.39
+0.10% · as of 25-08-2026
Since inception
13.38%
CAGR
Benchmark (inception)
11.89%
CAGR
Fund size
₹1,630 Cr
AUM
Expense ratio
2.12%
31-07-2026
Performance
Returns vs benchmark & category
Since inception: +13.38% CAGR vs benchmark +11.89%.
Portfolio
Where the money is invested
Top holdings
TREPS - Tri-party Repo9.70%
HDFC BANK LIMITED EQ NEW FV RE. 1/-5.61%
ICICI BANK LIMITED EQ NEW FV RS. 2/-5.52%
7.93% Bajaj Finance Limited (02/05/2034)4.34%
RELIANCE INDUSTRIES LIMITED EQ3.73%
AXIS BANK LIMITED EQ NE FV RS. 2/-3.23%
Kotak Mahindra Bank Limited3.14%
STATE BANK OF INDIA EQ NEW RE. 1/-3.03%
MARUTI SUZUKI INDIA LIMITED EQ2.47%
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-2.30%
Sector allocation
Financial Services27.39%
Information Technology6.65%
Automobile and Auto Components6.61%
Healthcare4.96%
Oil, Gas & Consumable Fuels4.93%
Capital Goods4.55%
Power2.67%
Fast Moving Consumer Goods2.63%
Construction2.53%
Telecommunication2.30%
Riskometer
LowVery High
Very High
What if you'd SIP'd here?
@ 13.4% p.a.₹10,000
10 years
Projected value
₹25,24,063
Invested: ₹12,00,000
Gained: ₹13,24,063
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
A
Anupam Joshi, Arun Agarwal, Srinivasan Ramamurthy, Nandita Menezes
Manager since fund inception data not available
ISIN & identifiers
AMFI code
136463
ISIN (Growth)
INF179KB1MI4
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
ABSL Retrmnt The 30s Reg Gr
₹23.10
1Y
+17.2%
3Y
+16.1%
5Y
+12.2%
ICICI Pru Retrmnt Pure Equity Gr
₹35.73
1Y
+12.7%
3Y
+20.4%
5Y
+19.3%
ICICI Pru Retrmnt Hybrid Ag Gr
₹28.61
1Y
+12.5%
3Y
+18.0%
5Y
+14.9%
Tata Retrmnt SavIngs Reg ProGressive Gr
₹70.42
1Y
+10.6%
3Y
+13.4%
5Y
+10.8%
Union Retirement Fund Reg Gr
₹16.84
1Y
+9.9%
3Y
+13.5%
5Y
+0.0%
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