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HDFC Mutual Fund · Retirement Fund
HDFC Retirement Fund - Hybrid-Debt Plan - Regular Plan - Growth Option
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Mixed AssetBenchmark · NIFTY 50 Hybrid Composite Debt 15:85 Conservative IndexTER · 2.33%Inception · 05-02-2016
NAV
₹21.82
-0.02% · as of 28-08-2026
Since inception
7.68%
CAGR
Benchmark (inception)
9.55%
CAGR
Fund size
₹148 Cr
AUM
Expense ratio
2.33%
31-07-2026
Performance
Returns vs benchmark & category
Since inception: +7.68% CAGR vs benchmark +9.55%.
Portfolio
Where the money is invested
Top holdings
Government of India (17/12/2050)9.31%
ICICI BANK LIMITED EQ NEW FV RS. 2/-7.83%
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-7.81%
Mahindra Rural Housing Finance Ltd6.82%
06.48% GSEC MAT- 06/10/20356.56%
6.19% Government of India (16/09/2034)6.45%
RELIANCE INDUSTRIES LIMITED EQ5.75%
Government of India (17/06/2033)5.25%
8.97% Government of India (05/12/2030)4.03%
7.5% GOI MAT 1008343.49%
Sector allocation
Financial Services14.53%
Construction8.08%
Oil, Gas & Consumable Fuels6.35%
Information Technology1.63%
Automobile and Auto Components1.56%
Capital Goods1.56%
Healthcare1.56%
Services1.15%
Telecommunication0.99%
Fast Moving Consumer Goods0.66%
Riskometer
LowVery High
Moderately High
What if you'd SIP'd here?
@ 7.7% p.a.₹10,000
10 years
Projected value
₹18,08,662
Invested: ₹12,00,000
Gained: ₹6,08,662
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
A
Anupam Joshi, Arun Agarwal, Srinivasan Ramamurthy, Nandita Menezes
Manager since fund inception data not available
ISIN & identifiers
AMFI code
136466
ISIN (Growth)
INF179KB1MK0
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
ABSL Retrmnt The 30s Reg Gr
₹23.10
1Y
+17.2%
3Y
+16.1%
5Y
+12.2%
ICICI Pru Retrmnt Pure Equity Gr
₹35.73
1Y
+12.7%
3Y
+20.4%
5Y
+19.3%
ICICI Pru Retrmnt Hybrid Ag Gr
₹28.61
1Y
+12.5%
3Y
+18.0%
5Y
+14.9%
Tata Retrmnt SavIngs Reg ProGressive Gr
₹70.42
1Y
+10.6%
3Y
+13.4%
5Y
+10.8%
Union Retirement Fund Reg Gr
₹16.84
1Y
+9.9%
3Y
+13.5%
5Y
+0.0%
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