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HDFC Mutual Fund · Retirement Fund
HDFC Retirement Fund - Equity Plan - Regular Plan - Growth Option
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Mixed AssetBenchmark · Nifty 500 TRITER · 1.88%Inception · 07-02-2016
NAV
₹46.64
-0.18% · as of 14-10-2026
Since inception
15.58%
CAGR
Benchmark (inception)
11.87%
CAGR
Fund size
₹6,645 Cr
AUM
Expense ratio
1.88%
29-09-2026
Performance
Returns vs benchmark & category
Since inception: +15.58% CAGR vs benchmark +11.87%.
Portfolio
Where the money is invested
Top holdings
HDFC BANK LIMITED EQ NEW FV RE. 1/-7.47%
ICICI BANK LIMITED EQ NEW FV RS. 2/-7.45%
AXIS BANK LIMITED EQ NE FV RS. 2/-4.73%
RELIANCE INDUSTRIES LIMITED EQ4.73%
Kotak Mahindra Bank Limited4.02%
MARUTI SUZUKI INDIA LIMITED EQ3.27%
STATE BANK OF INDIA EQ NEW RE. 1/-3.01%
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-2.71%
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-2.43%
INFOSYS LIMITED EQ FV RS 52.34%
Sector allocation
Financial Services33.85%
Automobile and Auto Components7.83%
Healthcare7.12%
Information Technology6.49%
Services6.41%
Oil, Gas & Consumable Fuels6.26%
Construction3.57%
Power3.20%
Fast Moving Consumer Goods3.19%
Consumer Durables3.15%
Riskometer
LowVery High
Very High
What if you'd SIP'd here?
@ 15.6% p.a.₹10,000
10 years
Projected value
₹28,88,312
Invested: ₹12,00,000
Gained: ₹16,88,312
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
A
Anupam Joshi, Arun Agarwal, Srinivasan Ramamurthy, Nandita Menezes
Manager since fund inception data not available
ISIN & identifiers
AMFI code
136090
ISIN (Growth)
INF179KB1MG8
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
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