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HDFC Mutual Fund · Retirement Fund
HDFC Retirement Fund - Equity Plan - Regular Plan - Growth Option
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Mixed AssetBenchmark · Nifty 500 TRITER · 1.89%Inception · 07-02-2016
NAV
₹49.14
+0.13% · as of 28-08-2026
Since inception
16.36%
CAGR
Benchmark (inception)
12.15%
CAGR
Fund size
₹7,014 Cr
AUM
Expense ratio
1.89%
31-07-2026
Performance
Returns vs benchmark & category
Since inception: +16.36% CAGR vs benchmark +12.15%.
Portfolio
Where the money is invested
Top holdings
HDFC BANK LIMITED EQ NEW FV RE. 1/-7.47%
ICICI BANK LIMITED EQ NEW FV RS. 2/-7.45%
AXIS BANK LIMITED EQ NE FV RS. 2/-4.73%
RELIANCE INDUSTRIES LIMITED EQ4.73%
Kotak Mahindra Bank Limited4.02%
MARUTI SUZUKI INDIA LIMITED EQ3.27%
STATE BANK OF INDIA EQ NEW RE. 1/-3.01%
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-2.71%
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-2.43%
INFOSYS LIMITED EQ FV RS 52.34%
Sector allocation
Financial Services33.85%
Automobile and Auto Components7.83%
Healthcare7.12%
Information Technology6.49%
Services6.41%
Oil, Gas & Consumable Fuels6.26%
Construction3.57%
Power3.20%
Fast Moving Consumer Goods3.19%
Consumer Durables3.15%
Riskometer
LowVery High
Very High
What if you'd SIP'd here?
@ 16.4% p.a.₹10,000
10 years
Projected value
₹30,32,094
Invested: ₹12,00,000
Gained: ₹18,32,094
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
A
Anupam Joshi, Arun Agarwal, Srinivasan Ramamurthy, Nandita Menezes
Manager since fund inception data not available
ISIN & identifiers
AMFI code
136090
ISIN (Growth)
INF179KB1MG8
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
ABSL Retrmnt The 30s Reg Gr
₹23.10
1Y
+17.2%
3Y
+16.1%
5Y
+12.2%
ICICI Pru Retrmnt Pure Equity Gr
₹35.73
1Y
+12.7%
3Y
+20.4%
5Y
+19.3%
ICICI Pru Retrmnt Hybrid Ag Gr
₹28.61
1Y
+12.5%
3Y
+18.0%
5Y
+14.9%
Tata Retrmnt SavIngs Reg ProGressive Gr
₹70.42
1Y
+10.6%
3Y
+13.4%
5Y
+10.8%
Union Retirement Fund Reg Gr
₹16.84
1Y
+9.9%
3Y
+13.5%
5Y
+0.0%
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