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Franklin Templeton Mutual Fund · Retirement Fund
FranklIn India Retirement Fund - Growth
The Fund seeks to provide investors regular income under the Income Distribution cum capital withdrawal Plan and capital appreciation under the Growth Plan.
Mixed AssetBenchmark · BSE India Bond IndexTER · 2.21%Inception · 31-03-1997
NAV
₹219.58
-0.01% · as of 28-08-2026
Since inception
11.07%
CAGR
Benchmark (inception)
11.10%
CAGR
Fund size
₹495 Cr
AUM
Expense ratio
2.21%
31-07-2026
Performance
Returns vs benchmark & category
Since inception: +11.07% CAGR vs benchmark +11.10%.
Portfolio
Where the money is invested
Top holdings
7.48% National Bk for Agriculture & Rural Dev.9.56%
Kotak Mahindra Bank Ltd. 7.76%
Jubilant Bevco Ltd (31/05/2028) (ZCB)5.90%
7.90% LIC Housing Finance Limited (23/06/2027)5.45%
7.68% Small Industries Development Bank of India (10/08/2027)5.14%
7.90% Bajaj Housing Finance Limited (28/04/2028)5.10%
7.70% Poonawalla Fincorp Ltd (21-Apr-2028)5.06%
7.03% National Bank for Financing Infrastructure and Dev (08/04/2030)4.99%
Union Bank of India (16-Mar-2027)4.78%
Jubilant Beverages Ltd (31/05/2028) (ZCB)3.93%
Sector allocation
Financial Services10.23%
Information Technology2.33%
Capital Goods2.24%
Automobile and Auto Components2.09%
Healthcare2.05%
Oil, Gas & Consumable Fuels1.88%
Fast Moving Consumer Goods1.78%
Construction1.70%
Power1.69%
Telecommunication1.67%
Riskometer
LowVery High
High
What if you'd SIP'd here?
@ 11.1% p.a.₹10,000
10 years
Projected value
₹21,98,913
Invested: ₹12,00,000
Gained: ₹9,98,913
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
A
Anuj Tagra, Pallab Roy, Rajasa Kakulavarapu, Ajay Argal
Manager since fund inception data not available
ISIN & identifiers
AMFI code
100536
ISIN (Growth)
INF090I01510
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
ABSL Retrmnt The 30s Reg Gr
₹23.10
1Y
+17.2%
3Y
+16.1%
5Y
+12.2%
ICICI Pru Retrmnt Pure Equity Gr
₹35.73
1Y
+12.7%
3Y
+20.4%
5Y
+19.3%
ICICI Pru Retrmnt Hybrid Ag Gr
₹28.61
1Y
+12.5%
3Y
+18.0%
5Y
+14.9%
Tata Retrmnt SavIngs Reg ProGressive Gr
₹70.42
1Y
+10.6%
3Y
+13.4%
5Y
+10.8%
Union Retirement Fund Reg Gr
₹16.84
1Y
+9.9%
3Y
+13.5%
5Y
+0.0%
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