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Franklin Templeton Mutual Fund · Retirement Fund
FranklIn India Retirement Fund - Growth
The Fund seeks to provide investors regular income under the Income Distribution cum capital withdrawal Plan and capital appreciation under the Growth Plan.
Mixed AssetBenchmark · BSE India Bond IndexTER · 2.24%Inception · 31-03-1997
NAV
₹213.95
-0.16% · as of 14-10-2026
Since inception
10.92%
CAGR
Benchmark (inception)
10.86%
CAGR
Fund size
₹479 Cr
AUM
Expense ratio
2.24%
29-09-2026
Performance
Returns vs benchmark & category
Since inception: +10.92% CAGR vs benchmark +10.86%.
Portfolio
Where the money is invested
Top holdings
7.48% National Bk for Agriculture & Rural Dev.9.66%
6.94% GOI (MD 11/05/2036)7.11%
Jubilant Bevco Ltd (31/05/2028) (ZCB)5.98%
7.68% Small Industries Development Bank of India (10/08/2027)5.17%
7.90% Bajaj Housing Finance Limited (28/04/2028)5.14%
7.70% Poonawalla Fincorp Ltd (21-Apr-2028)5.10%
7.03% National Bank for Financing Infrastructure and Dev (08/04/2030)5.09%
7.90% LIC Housing Finance Limited (23/06/2027)5.07%
Jubilant Beverages Ltd (31/05/2028) (ZCB)3.99%
HDFC BANK LIMITED EQ NEW FV RE. 1/-2.90%
Sector allocation
Financial Services10.80%
Capital Goods2.34%
Automobile and Auto Components2.22%
Information Technology2.03%
Healthcare1.84%
Construction1.71%
Consumer Services1.70%
Oil, Gas & Consumable Fuels1.57%
Fast Moving Consumer Goods1.41%
Telecommunication1.31%
Riskometer
LowVery High
High
What if you'd SIP'd here?
@ 10.9% p.a.₹10,000
10 years
Projected value
₹21,79,597
Invested: ₹12,00,000
Gained: ₹9,79,597
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
A
Anuj Tagra, Pallab Roy, Rajasa Kakulavarapu, Ajay Argal
Manager since fund inception data not available
ISIN & identifiers
AMFI code
100536
ISIN (Growth)
INF090I01510
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
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