← Retirement Fund
Start this SIP →
Aditya Birla Sun Life Mutual Fund · Retirement Fund
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth
The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.
Mixed AssetBenchmark · CRISIL Short Term Debt Hybrid 75+25 IndexTER · 1.96%Inception · 05-03-2019
NAV
₹15.11
-0.33% · as of 14-07-2026
Since inception
5.76%
CAGR
Benchmark (inception)
9.58%
CAGR
Fund size
₹27 Cr
AUM
Expense ratio
1.96%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +5.76% CAGR vs benchmark +9.58%.
Portfolio
Where the money is invested
Top holdings
Clearing Corporation of India Limited27.40%
06.48% GSEC MAT- 06/10/203519.85%
Government of India (06/02/2033)8.53%
8.55% HDFC Bank Limited (27/03/2029)7.60%
Government of India (05/12/2033)3.66%
Net Receivables / (Payables)3.06%
State Government Securities (28/08/2035)2.94%
7.17% Government of India2.85%
HDFC BANK LIMITED EQ NEW FV RE. 1/-1.67%
ICICI BANK LIMITED EQ NEW FV RS. 2/-1.65%
Sector allocation
Financial Services9.63%
Healthcare4.31%
Automobile and Auto Components1.81%
Capital Goods1.66%
Metals & Mining1.48%
Telecommunication1.03%
Construction Materials0.81%
Construction0.70%
Information Technology0.69%
Fast Moving Consumer Goods0.60%
Riskometer
LowVery High
Moderately High
What if you'd SIP'd here?
@ 5.8% p.a.₹10,000
10 years
Projected value
₹16,25,387
Invested: ₹12,00,000
Gained: ₹4,25,387
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Harshil Suvarnkar, Mr. Mohit Sharma
Manager since fund inception data not available
ISIN & identifiers
AMFI code
146938
ISIN (Growth)
INF209KB1J14
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
Want a personalised recommendation?
Our team will tell you whether this fund fits your goals, allocation and risk profile — and suggest peers if it doesn't.