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Nippon India Mutual Fund · Debt: Credit Risk
Nippon India Credit Risk Fund - Growth Plan
The scheme aims to generate optimal returns consistent with moderate levels of risk. It will invest atleast 65 per cent of its assets in debt instruments with maturity of more than 1 year and the rest in money market instruments (including cash or call money and reverse repo) and debentures with maturity of less than 1 year. The exposure in government securities will generally not exceed 50 percent of the assets.
Fixed IncomeBenchmark · CRISIL Credit Risk Debt B-II IndexTER · 1.48%Inception · 01-06-2005
NAV
₹37.73
+0.04% · as of 15-07-2026
Since inception
6.49%
CAGR
Benchmark (inception)
6.82%
CAGR
Fund size
₹1,486 Cr
AUM
Expense ratio
1.48%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +6.49% CAGR vs benchmark +6.82%.
Portfolio
Where the money is invested
Top holdings
Government of India (18/06/2031)5.35%
10.5% Triumph Composites Limited4.26%
8.55% Aditya Birla Real Estate Limited3.86%
9.35% Delhi International Airport Ltd (22/08/2030)3.57%
Mindspace Business Parks Reit3.48%
HDFC Bank Limited (15/02/2027)3.36%
Union Bank of India (12/03/2027)3.34%
Triparty Repo3.21%
10.4% Muthoot Fincorp Ltd3.18%
9.25% Truhome Finance Limited2.85%
Sector allocation
Not available.
Riskometer
LowVery High
High
What if you'd SIP'd here?
@ 6.5% p.a.₹10,000
10 years
Projected value
₹16,92,214
Invested: ₹12,00,000
Gained: ₹4,92,214
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
S
Sushil Budhia
Manager since fund inception data not available
ISIN & identifiers
AMFI code
112938
ISIN (Growth)
INF204K01FQ3
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Credit Risk funds
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