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HDFC Mutual Fund · Retirement Fund
HDFC Retirement SavIngs Fund - Hybrid-Debt Plan - Growth Option
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Mixed AssetBenchmark · NIFTY 50 Hybrid Composite Debt 15:85 Conservative IndexTER · 2.14%Inception · 05-02-2016
NAV
₹21.88
+0.11% · as of 15-07-2026
Since inception
7.81%
CAGR
Benchmark (inception)
9.59%
CAGR
Fund size
₹150 Cr
AUM
Expense ratio
2.14%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +7.81% CAGR vs benchmark +9.59%.
Portfolio
Where the money is invested
Top holdings
TREPS - Tri-party Repo12.67%
Government of India (17/12/2050)8.94%
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-7.64%
ICICI BANK LIMITED EQ NEW FV RS. 2/-7.11%
Larsen and Toubro Ltd.6.88%
Mahindra Rural Housing Finance Ltd6.70%
06.48% GSEC MAT- 06/10/20356.41%
6.19% Government of India (16/09/2034)6.31%
RELIANCE INDUSTRIES LIMITED EQ5.84%
Government of India (17/06/2033)5.14%
Sector allocation
Financial Services13.47%
Construction7.90%
Oil, Gas & Consumable Fuels6.51%
Information Technology1.85%
Automobile and Auto Components1.51%
Healthcare1.49%
Capital Goods1.43%
Services1.14%
Telecommunication0.97%
Fast Moving Consumer Goods0.65%
Riskometer
LowVery High
Moderately High
What if you'd SIP'd here?
@ 7.8% p.a.₹10,000
10 years
Projected value
₹18,21,978
Invested: ₹12,00,000
Gained: ₹6,21,978
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Anupam Joshi, Mr. Arun Agarwal, Mr. Srinivasan Ramamurthy, Ms. Nandita Menezes
Manager since fund inception data not available
ISIN & identifiers
AMFI code
136466
ISIN (Growth)
INF179KB1MK0
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
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