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HDFC Mutual Fund · Retirement Fund
HDFC Retirement SavIngs Fund - Equity Plan - Growth Option
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Mixed AssetBenchmark · Nifty 500 TRITER · 1.80%Inception · 07-02-2016
NAV
₹48.87
+1.06% · as of 10-07-2026
Since inception
16.53%
CAGR
Benchmark (inception)
12.17%
CAGR
Fund size
₹6,660 Cr
AUM
Expense ratio
1.80%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +16.53% CAGR vs benchmark +12.17%.
Portfolio
Where the money is invested
Top holdings
HDFC BANK LIMITED EQ NEW FV RE. 1/-6.88%
ICICI BANK LIMITED EQ NEW FV RS. 2/-6.79%
RELIANCE INDUSTRIES LIMITED EQ4.96%
AXIS BANK LIMITED EQ NE FV RS. 2/-4.64%
TREPS - Tri-party Repo4.44%
Kotak Mahindra Bank Limited4.04%
MARUTI SUZUKI INDIA LIMITED EQ3.12%
STATE BANK OF INDIA EQ NEW RE. 1/-2.90%
INFOSYS LIMITED EQ FV RS 52.79%
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-2.75%
Sector allocation
Financial Services32.25%
Automobile and Auto Components7.96%
Information Technology7.53%
Healthcare7.24%
Oil, Gas & Consumable Fuels6.66%
Services6.02%
Construction3.54%
Power3.41%
Fast Moving Consumer Goods3.22%
Consumer Durables3.22%
Riskometer
LowVery High
Very High
What if you'd SIP'd here?
@ 16.5% p.a.₹10,000
10 years
Projected value
₹30,64,534
Invested: ₹12,00,000
Gained: ₹18,64,534
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
A
Anupam Joshi, Arun Agarwal, Nandita Menezes, Srinivasan Ramamurthy, Mr. Anupam Joshi, Mr. Arun Agarwal, Mr. Srinivasan Ramamurthy, Ms. Nandita Menezes
Manager since fund inception data not available
ISIN & identifiers
AMFI code
136090
ISIN (Growth)
INF179KB1MG8
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
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