← Debt: Banking and PSU
Start this SIP →
DSP Mutual Fund · Debt: Banking and PSU
DSP Banking & PSU Debt Fund - Regular Plan - Growth
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.59%Inception · 05-09-2013
NAV
₹24.76
+0.07% · as of 29-05-2026
Since inception
7.39%
CAGR
Benchmark (inception)
6.90%
CAGR
Fund size
₹3,388 Cr
AUM
Expense ratio
0.59%
30-04-2026
Performance
Returns vs benchmark & category
Since inception: +7.39% CAGR vs benchmark +6.90%.
Portfolio
Where the money is invested
Top holdings
6.9% Government of India5.34%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT3.89%
HDFC Bank Ltd.3.10%
Indian Railways Finance Corp. Ltd.3.06%
7.79% Small Industries Dev Bank of India3.01%
7.62% Uttar Pradesh SDL 20413.00%
7.35% Bharti Telecom Ltd.2.97%
GAIL (India) Limited2.96%
Bharti Telecom Limited2.92%
7.08% Power Grid Corporation of India Limited (25/10/2034)2.89%
Sector allocation
Not available.
Riskometer
LowVery High
Moderate
What if you'd SIP'd here?
@ 7.4% p.a.₹10,000
10 years
Projected value
₹17,79,390
Invested: ₹12,00,000
Gained: ₹5,79,390
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
S
Shantanu Godambe, Sandeep Yadav
Manager since fund inception data not available
ISIN & identifiers
AMFI code
124172
ISIN (Growth)
INF740K01ZP6
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
Want a personalised recommendation?
Our team will tell you whether this fund fits your goals, allocation and risk profile — and suggest peers if it doesn't.