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UTI Mutual Fund · Debt: Banking and PSU
UTI Banking & PSU Fund- Regular Plan - Growth Option
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.46%Inception · 05-01-2014
NAV
₹22.99
+0.07% · as of 29-05-2026
Since inception
6.98%
CAGR
Benchmark (inception)
6.90%
CAGR
Fund size
₹1,206 Cr
AUM
Expense ratio
0.46%
30-04-2026
Performance
Returns vs benchmark & category
Since inception: +6.98% CAGR vs benchmark +6.90%.
Portfolio
Where the money is invested
Top holdings
Kotak Mahindra Bank Limited6.39%
Union Bank of India (19-Jan-2027)6.35%
NCD NATIONAL HOUSING BANK5.39%
7.65% Axis Bank Ltd (30-Jan-2027)4.93%
7.38% Government of India4.56%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA4.49%
7.45% Export Import Bank of India4.49%
National Bk for Agriculture & Rural Dev. 4.23%
CP POONAWALLA FINCORP LTD.4.21%
NCD POWER FINANCE CORPORATION LTD.3.60%
Sector allocation
Not available.
Riskometer
LowVery High
Moderate
What if you'd SIP'd here?
@ 7.0% p.a.₹10,000
10 years
Projected value
₹17,39,001
Invested: ₹12,00,000
Gained: ₹5,39,001
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Anurag Mittal
Manager since fund inception data not available
ISIN & identifiers
AMFI code
126939
ISIN (Growth)
INF789F014Z9
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
Franklin India Banking & PSU Debt Gr
₹23.59
1Y
+4.9%
3Y
+7.0%
5Y
+5.9%
Bandhan Banking and PSU Fund Reg Gr
₹25.62
1Y
+4.0%
3Y
+6.5%
5Y
+5.7%
ICICI Pru Banking and PSU Debt Gr
₹34.08
1Y
+4.0%
3Y
+6.8%
5Y
+6.1%
ITI Banking & PSU Debt Reg Gr
₹13.52
1Y
+3.9%
3Y
+6.4%
5Y
+5.7%
Axis Banking & PSU Debt Reg Gr
₹2,739.47
1Y
+3.8%
3Y
+6.5%
5Y
+5.7%
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