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Bank of India Mutual Fund · Debt: Ultra Short Duration
Bank of India Ultra Short Term Fund- Regular Plan- Growth
The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. Further there is no assurance that the investment objectives of the Scheme will be realized.
Fixed IncomeBenchmark · CRISIL Ultra Short Duration Debt A-I IndexTER · 1.02%Inception · 16-07-2008
NAV
₹3,392.59
+0.02% · as of 18-09-2026
Since inception
6.95%
CAGR
Benchmark (inception)
6.28%
CAGR
Fund size
₹184 Cr
AUM
Expense ratio
1.02%
30-08-2026
Performance
Returns vs benchmark & category
Since inception: +6.95% CAGR vs benchmark +6.28%.
Portfolio
Where the money is invested
Top holdings
Bank of Baroda 9.11%
Indian Bank7.89%
Manappuram Finance Ltd.7.45%
National Bank For Agriculture and Rural Development (17/03/2027)7.09%
CD - AU SMALL FIN BANK - 18/09/20266.67%
CD - AXIS BANK LIMITED 16/10/20266.63%
Punjab National Bank6.50%
CD - SMALL INDST. DEV. BANK OF INDIA - 05/02/20276.49%
Aditya Birla Housing Finance Ltd (09-Mar-2027)6.45%
Canara Bank (15-Sep-2026)6.01%
Sector allocation
Not available.
Riskometer
LowVery High
Low to Moderate
What if you'd SIP'd here?
@ 7.0% p.a.₹10,000
10 years
Projected value
₹17,36,091
Invested: ₹12,00,000
Gained: ₹5,36,091
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Mithraem Bharucha
Manager since fund inception data not available
ISIN & identifiers
AMFI code
109269
ISIN (Growth)
INF761K01298
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Ultra Short Duration funds
HSBC Ultra Short Term Fund Reg Gr
₹1,460.68
1Y
+6.5%
3Y
+7.0%
5Y
+6.3%
Baroda BNP Paribas Ultra Short Term Fund Reg Gr
₹1,664.48
1Y
+6.4%
3Y
+7.0%
5Y
+6.5%
Mirae Asset Ultra Short Term Fund Reg Gr
₹1,412.13
1Y
+6.4%
3Y
+7.2%
5Y
+6.4%
ABSL Ultra Short Term Fund Reg Gr
₹592.10
1Y
+6.4%
3Y
+7.2%
5Y
+6.5%
BANDHAN ULTRA SHORT TERM FUND Reg Gr
₹16.40
1Y
+6.3%
3Y
+7.0%
5Y
+6.3%
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