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UTI Mutual Fund · Debt: Credit Risk
UTI Credit Risk Fund - Regular Plan - Growth Option
The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fixed IncomeBenchmark · CRISIL Credit Risk Debt B-II IndexTER · 1.70%Inception · 10-11-2012
NAV
₹18.14
-0.16% · as of 14-07-2026
Since inception
4.46%
CAGR
Benchmark (inception)
6.82%
CAGR
Fund size
₹251 Cr
AUM
Expense ratio
1.70%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +4.46% CAGR vs benchmark +6.82%.
Portfolio
Where the money is invested
Top holdings
NET CURRENT ASSETS10.12%
7.1% Government of India9.41%
6.75% Piramal Finance Limited7.07%
JTPM Metal Traders Limited6.28%
9.5% Vedanta Limited5.99%
8.65% Aadhar Housing Finance Limited (20/08/2027)5.98%
Tata Projects Ltd.5.97%
NCD ADANI POWER LTD.5.92%
Shivshakti Securitisation Trust PTC ISD 150925 MAT 2809295.82%
9.60% Avanse Financial Services Ltd (30/04/2027)5.77%
Sector allocation
Not available.
Riskometer
LowVery High
Moderately High
What if you'd SIP'd here?
@ 4.5% p.a.₹10,000
10 years
Projected value
₹15,14,380
Invested: ₹12,00,000
Gained: ₹3,14,380
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Abhishek Sonthalia
Manager since fund inception data not available
ISIN & identifiers
AMFI code
117981
ISIN (Growth)
INF789F01QZ1
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Credit Risk funds
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