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UTI Mutual Fund · Debt: Credit Risk
UTI Credit Risk Fund - Regular Plan - Growth Option
The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fixed IncomeBenchmark · CRISIL Credit Risk Debt B-II IndexTER · 1.71%Inception · 10-11-2012
NAV
₹17.90
+0.06% · as of 29-05-2026
Since inception
4.40%
CAGR
Benchmark (inception)
6.90%
CAGR
Fund size
₹253 Cr
AUM
Expense ratio
1.71%
30-04-2026
Performance
Returns vs benchmark & category
Since inception: +4.40% CAGR vs benchmark +6.90%.
Portfolio
Where the money is invested
Top holdings
7.1% Government of India9.38%
NET CURRENT ASSETS8.92%
8.1% Aditya Birla Real Estate Limited (25/04/2026)7.54%
6.75% Piramal Finance Limited (26/09/2031)7.08%
Vedanta Ltd.6.00%
Aadhar Housing Finance Limited5.99%
NCD TATA PROJECTS LTD5.97%
NCD ADANI POWER LTD.5.92%
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/20295.86%
9.60% Avanse Financial Services Ltd (30/04/2027)5.74%
Sector allocation
Not available.
Riskometer
LowVery High
Moderately High
What if you'd SIP'd here?
@ 4.4% p.a.₹10,000
10 years
Projected value
₹15,09,492
Invested: ₹12,00,000
Gained: ₹3,09,492
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Abhishek Sonthalia
Manager since fund inception data not available
ISIN & identifiers
AMFI code
117981
ISIN (Growth)
INF789F01QZ1
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Credit Risk funds
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