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Kotak Mahindra Mutual Fund · Debt: Ultra Short Duration
Kotak SavIngs Fund -Growth
The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Fixed IncomeBenchmark · NIFTY Ultra Short Duration Debt Index A-ITER · 0.82%Inception · 01-08-2004
NAV
₹45.56
+0.02% · as of 15-07-2026
Since inception
7.16%
CAGR
Benchmark (inception)
6.23%
CAGR
Fund size
₹14,181 Cr
AUM
Expense ratio
0.82%
31-05-2026
Performance
Returns vs benchmark & category
Since inception: +7.16% CAGR vs benchmark +6.23%.
Portfolio
Where the money is invested
Top holdings
CD - AXIS BANK LTD - 14/01/20274.12%
National Bank for Agriculture and Rural Development3.54%
Bank of Baroda 2027 3.52%
Tamil Nadu State Govt - 2029 - Tamil Nadu()2.73%
7.44% Small Industries Development Bank of India (04/09/2026)2.68%
Triparty Repo2.18%
HDFC Bank Ltd. 2.06%
Government of India (04/10/2028)2.02%
7.99% Mankind Pharma Ltd (16/10/2026)1.85%
Muthoot Finance Ltd.1.84%
Sector allocation
Not available.
Riskometer
LowVery High
Low to Moderate
What if you'd SIP'd here?
@ 7.2% p.a.₹10,000
10 years
Projected value
₹17,56,591
Invested: ₹12,00,000
Gained: ₹5,56,591
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Deepak Agrawal & Mr. Manu Sharma
Manager since fund inception data not available
ISIN & identifiers
AMFI code
102591
ISIN (Growth)
INF174K01FD6
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Ultra Short Duration funds
Mirae Asset Ultra Short Duration Reg Gr
₹1,395.46
1Y
+6.2%
3Y
+7.1%
5Y
+6.3%
ABSL SavIngs Gr Reg
₹584.81
1Y
+6.2%
3Y
+7.2%
5Y
+6.4%
HSBC Ultra Short Duration Gr
₹1,442.70
1Y
+6.2%
3Y
+7.0%
5Y
+6.2%
Baroda BNP Paribas Ultra Short Duration Reg Gr
₹1,643.89
1Y
+6.2%
3Y
+7.0%
5Y
+6.3%
ICICI Pru Ultra Short Term Gr
₹29.51
1Y
+6.1%
3Y
+7.0%
5Y
+6.2%
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